West Palm Beach Fort Pierce, FL, October 19, 2026 —

A Delray Beach homeowner’s homeowners insurance premium rose by $300 a year after she replaced her roof through the state’s My Safe Florida Home program, according to the information provided. The insurance company attributed the increase to more comprehensive coverage for the new roof.

The account links the premium change to the roof replacement, but the stated explanation comes from the insurer: the new roof was covered more comprehensively. The information does not say whether the homeowner requested a change in coverage or whether the insurer adjusted it as part of the policy renewal.

Several details about the case were not provided. The homeowner and insurance company were not identified, and no dates were given for the roof work, policy change or premium increase. The previous premium, the new total premium and the specific coverage terms were also not stated. It is therefore unclear what portion of the annual cost was associated with the revised coverage or whether any other factors affected the premium.

The account does not describe the program’s role in funding or arranging the roof replacement, nor does it provide details about the work performed. It also does not include a statement from the homeowner or additional information from the insurer beyond its explanation for the increase.

Based on the information available, the central reported outcome is a $300 annual premium increase following the roof replacement, with the insurer citing broader coverage for the new roof. Further details would be needed to establish the policy’s before-and-after terms or to assess how the increase was calculated.


Story summarized from the original created by Matt Sczesny on www.wptv.com, see more information here.

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